By Want to travel more for less? Points and miles are the ultimate travel hack! I’ve used them for free flights, luxury hotels, and even upgrades—and you can too. Here’s how to get started.
Step 1: Set Your Travel Goals
Before jumping in, decide what you want. Free flights? Hotel stays? Lounge access? Your goals will determine the best credit card and strategy.
Step 2: Get a Travel Credit Card
Travel credit cards are the key to earning points fast. Look for:
✅ A big welcome bonus (40k–100k points)
✅ Low annual fees (or perks that make them worth it)
✅ No foreign transaction fees
✅ Bonus categories (like extra points for dining or travel)
Pro tip: Pay off your balance every month to avoid interest!
Step 3: Earn That Welcome Bonus
Most cards require a minimum spend in the first few months to unlock the bonus. Time your application around big purchases (holidays, bills, etc.) or offer to cover group expenses and have friends pay you back.
Step 4: Maximize Everyday Spending
Use the right card for each purchase to earn more points. Many travel cards offer 2x, 3x, or even 10x points on certain categories like dining, groceries, or gas.
Step 5: Redeem & Travel for Free!
Once you’ve racked up enough points, it’s time to book that dream trip. Whether it’s a free flight or a five-star hotel, you’ll love how much money you save.
FAQ: Quick Answers to Common Questions
💳 Do I need a credit card? Yes, it’s the fastest way to earn points.
🌍 Can I do this outside the U.S.? Yep! Many countries have travel rewards cards.
📉 Will this hurt my credit? Not if you pay your bills on time. In fact, responsible card use can improve your score.
Ready to start traveling for free? Get a travel credit card, use it wisely, and watch your points add up. Happy travels! ✈️🌍