By Travel credit cards can help you earn rewards, enjoy perks, and save money while exploring the world. Here’s a breakdown of the top travel cards and what makes them stand out.
1. Best Overall: Chase Sapphire Preferred® Card
- Why it’s great: High rewards rate on travel and dining, flexible redemption options.
- Key Perks: 60,000-point bonus after spending $4,000 in 3 months, 2x points on travel and dining, trip insurance.
2. Best Premium Card: The Platinum Card® from American Express
- Why it’s great: Luxury benefits, lounge access, travel credits.
- Key Perks: 5x points on flights, $200 airline credit, access to Centurion and Priority Pass lounges.
3. Best No-Annual-Fee Card: Capital One VentureOne Rewards Credit Card
- Why it’s great: Solid rewards with no annual cost.
- Key Perks: 1.25x miles on all purchases, no foreign transaction fees, travel partners for redemption.
4. Best for Beginners: Discover it® Miles
- Why it’s great: Simple rewards with automatic match.
- Key Perks: 1.5x miles on all purchases, first-year match of miles earned, no blackout dates.
5. Best for Flexible Rewards: Capital One Venture Rewards Credit Card
- Why it’s great: Easy-to-use miles with strong travel perks.
- Key Perks: 2x miles on every purchase, Global Entry/TSA PreCheck credit, no foreign fees.
How to Choose the Right Travel Card
- Consider your travel habits: Do you prefer luxury perks or simple rewards?
- Look at fees: High annual fees may be worth it for frequent travelers.
- Check redemption options: Some cards offer more value through transfer partners.
The best travel credit card depends on your spending and travel style. Choose one that aligns with your needs and start earning rewards on your next trip!